TERMS AND CONDITIONS

Last updated July 11, 2026

AGREEMENT TO OUR LEGAL TERMS

We are Team Mac Limited ('Company', 'we', 'us', or 'our'), a company registered in New Zealand at 18 Richmond Street, Ohai, Southland 9635.

We operate the website http://www.anitamac.com (the 'Site'), as well as any other related products and services that refer or link to these legal terms (the 'Legal Terms') (collectively, the 'Services').

You can contact us by phone at +64 21 544 391, email at hello@anitamac.com, or by mail to PO Box 12, Nightcaps, Southland 9630, New Zealand.

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ('you'), and Team Mac Limited, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms from time to time. We will alert you about any changes by updating the 'Last updated' date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. Your continued use of the Services after the date such revised Legal Terms are posted means you accept them.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

1. OUR SERVICES

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

2. INTELLECTUAL PROPERTY RIGHTS

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the 'Content'), as well as the trademarks, service marks, and logos contained therein (the 'Marks'). Our Content and Marks are protected by copyright and trademark laws and treaties around the world. The Content and Marks are provided in or through the Services 'AS IS' for your personal, non-commercial use or internal business purpose only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the 'PROHIBITED ACTIVITIES' section below, we grant you a non-exclusive, non-transferable, revocable licence to access the Services and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purpose. Except as set out in these Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, republished, uploaded, posted, publicly displayed, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission. If you wish to make any other use of the Services, Content, or Marks, please contact hello@anitamac.com. We reserve all rights not expressly granted to you. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your submissions and contributions

By sending us any question, comment, suggestion, idea, or feedback about the Services ('Submissions'), you agree to assign to us all intellectual property rights in such Submission, and that we may use it without acknowledgment or compensation to you. If the Services invite you to post or share content ('Contributions'), you grant us an unrestricted, irrevocable, perpetual, non-exclusive, transferable, royalty-free, worldwide licence to use, copy, reproduce, distribute, publish, and display those Contributions for any purpose. You confirm your Contributions are original to you, do not breach these Legal Terms or any law, and are not confidential. You are solely responsible for your Contributions, and we may remove or edit them at any time at our discretion.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you have the legal capacity and agree to comply with these Legal Terms; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Services through automated or non-human means; (6) you will not use the Services for any illegal or unauthorised purpose; and (7) your use of the Services will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, or incomplete, we may suspend or terminate your account.

4. USER REGISTRATION

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password.

5. PRODUCTS

All products are subject to availability. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.

6. PURCHASES AND PAYMENT

We accept the following forms of payment:

- Visa

- Mastercard

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services, and to promptly update account and payment information so that we can complete your transactions and contact you as needed. All payments shall be in US dollars (USD). Any applicable taxes will be added or included as required by law. We may change prices at any time. You agree to pay all charges at the prices then in effect for your purchases, and you authorise us to charge your chosen payment provider upon placing your order. We reserve the right to refuse or cancel any order at our discretion.

7. SUBSCRIPTIONS

Billing and Renewal

Your subscription will continue and automatically renew unless cancelled. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you cancel. The length of your billing cycle is monthly.

Cancellation

You can cancel your subscription at any time by contacting us using the contact information below. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with our Services, please email hello@anitamac.com.

Fee Changes

We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.

8. REFUNDS POLICY

All sales are final and no refund will be issued, except where required by law (including under the New Zealand Consumer Guarantees Act).

9. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available.

As a user of the Services, you agree not to:

- Systematically retrieve data or content to create a collection or database without written permission from us.

- Trick, defraud, or mislead us or other users to obtain sensitive account information such as passwords.

- Circumvent, disable, or interfere with security-related features of the Services.

- Disparage, tarnish, or otherwise harm us and/or the Services.

- Use information from the Services to harass, abuse, or harm another person.

- Make improper use of our support services or submit false reports of abuse or misconduct.

- Use the Services inconsistently with applicable laws or regulations.

- Upload or transmit viruses, spam, or any material that interferes with the Services.

- Engage in unauthorised framing of or linking to the Services.

- Use any automated system (scripts, bots, scrapers, data mining) to access the Services.

- Delete copyright or proprietary notices from any Content.

- Attempt to impersonate another user or person.

- Interfere with, disrupt, or create an undue burden on the Services.

- Harass, intimidate, or threaten any of our employees or agents.

- Attempt to bypass measures designed to prevent or restrict access to the Services.

- Copy or adapt the Services' software.

- Reverse engineer any of the software, except as permitted by law.

- Use the Services to compete with us or for any commercial revenue-generating purpose not endorsed by us.

- Use the Services to advertise or offer to sell goods and services.

- Sell or otherwise transfer your profile.

- Share, transfer, or allow any other person to use your account login credentials or password to access the Services or any paid content.

- Copy, share, resell, or redistribute any paid content, course materials, or resources to non-members.

10. USER GENERATED CONTRIBUTIONS

The Services may invite you to contribute to blogs, message boards, forums, or other functionality. When you create or make available any Contributions, you represent and warrant that: they do not infringe any third party's rights; you own or have the necessary rights to them; they are not false, misleading, unsolicited advertising, obscene, harassing, defamatory, or otherwise objectionable; and they do not violate any applicable law. Any use of the Services in violation of the above may result in termination or suspension of your rights to use the Services.

11. CONTRIBUTION LICENCE

By posting your Contributions to any part of the Services, you grant us an unrestricted, irrevocable, perpetual, non-exclusive, transferable, royalty-free, worldwide licence to host, use, copy, reproduce, publish, and distribute such Contributions for any purpose. You retain full ownership of your Contributions and any intellectual property rights associated with them. We are not liable for any statements in your Contributions, and we may edit, re-categorise, or delete any Contributions at any time at our discretion.

12. GUIDELINES FOR REVIEWS

We may provide areas on the Services to leave reviews or ratings. When posting a review you must: have firsthand experience with the person/entity being reviewed; not use offensive or abusive language; not include discriminatory references; not reference illegal activity; not post if affiliated with competitors when leaving negative reviews; not post false or misleading statements; and not organise a campaign encouraging others to post reviews. We may accept, reject, or remove reviews in our sole discretion.

13. THIRD-PARTY WEBSITES AND CONTENT

The Services may contain links to third-party websites and content that are not investigated or monitored by us. We are not responsible for any third-party websites or content accessed through the Services, and their inclusion does not imply our endorsement. If you access third-party websites or content, you do so at your own risk and should review their applicable terms and policies. Any purchases through third-party websites are solely between you and the third party.

14. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to: monitor the Services for violations of these Legal Terms; take appropriate legal action against anyone who violates the law or these Legal Terms; refuse, restrict, or disable any of your Contributions; remove content that is excessive or burdensome to our systems; and otherwise manage the Services to protect our rights and property and ensure their proper functioning.

15. PRIVACY POLICY

We care about data privacy and security. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in New Zealand. If you access the Services from another region with different data laws, your continued use means you consent to having your data transferred to and processed in New Zealand.

16. COPYRIGHT INFRINGEMENTS

We respect the intellectual property rights of others. If you believe any material on the Services infringes your copyright, please notify us using the contact information below. You may be held liable for damages if you make material misrepresentations in a notification.

17. TERM AND TERMINATION

These Legal Terms remain in full force while you use the Services. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Services to any person for any reason, including breach of these Legal Terms. We may terminate your use or participation, or delete your account and any content, at any time without warning. If we terminate or suspend your account, you are prohibited from registering a new account under your name or any other name.

18. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Services at any time at our discretion without notice. We cannot guarantee the Services will be available at all times and will not be liable for any interruption, delay, or discontinuance. Nothing in these Legal Terms obligates us to maintain and support the Services.

19. GOVERNING LAW

These Legal Terms are governed by and defined following the laws of New Zealand. Team Mac Limited and you irrevocably consent that the courts of New Zealand shall have exclusive jurisdiction to resolve any dispute arising in connection with these Legal Terms.

20. DISPUTE RESOLUTION

Informal Negotiations

To resolve disputes efficiently and control costs, the Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Informal negotiations commence upon written notice from one Party to the other.

Binding Arbitration

If the Parties are unable to resolve the Dispute through informal negotiation, the Dispute shall be finally resolved by arbitration. The number of arbitrators shall be one (1). The seat of arbitration shall be Invercargill, New Zealand. The language of the proceedings shall be English. The governing law shall be the substantive law of New Zealand.

Restrictions

Any arbitration shall be limited to the Dispute between the Parties individually. No arbitration shall be joined with any other proceeding, conducted on a class-action basis, or brought in a representative capacity.

Exceptions

The following Disputes are not subject to informal negotiations and binding arbitration: disputes concerning the validity or enforcement of intellectual property rights; disputes relating to theft, piracy, invasion of privacy, or unauthorised use; and any claim for injunctive relief.

21. CORRECTIONS

There may be information on the Services that contains typographical errors or inaccuracies, including descriptions, pricing, and availability. We reserve the right to correct any errors and to change or update information at any time without prior notice.

22. DISCLAIMER

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT AND ASSUME NO LIABILITY FOR ANY ERRORS, PERSONAL INJURY, UNAUTHORISED ACCESS, INTERRUPTION, VIRUSES, OR ANY LOSS OR DAMAGE RESULTING FROM YOUR USE OF THE SERVICES. (Nothing in this section limits any rights you have under the New Zealand Consumer Guarantees Act.)

23. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT OR LOSS OF DATA, ARISING FROM YOUR USE OF THE SERVICES. OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US. (Certain laws, including the New Zealand Consumer Guarantees Act, may give you rights that cannot be limited; where they apply, some of the above may not apply to you.)

24. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our officers, agents, partners, and employees, from any loss, damage, liability, claim, or demand, including reasonable legal fees, arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties; (5) your violation of the rights of a third party; or (6) any harmful act toward another user.

25. USER DATA

We will maintain certain data that you transmit to the Services for the purpose of managing their performance, as well as data relating to your use of the Services. Although we perform regular backups, you are solely responsible for all data that you transmit or that relates to activity you have undertaken using the Services. You agree we have no liability to you for any loss or corruption of such data.

26. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, and disclosures we provide electronically satisfy any legal requirement that they be in writing. You agree to the use of electronic signatures, contracts, and records.

27. MISCELLANEOUS

These Legal Terms and any policies posted by us constitute the entire agreement between you and us. Our failure to enforce any right or provision shall not operate as a waiver. We may assign our rights and obligations at any time. We are not responsible for any loss or delay caused by any cause beyond our reasonable control. If any provision is determined to be unlawful or unenforceable, that provision is severable and does not affect the remaining provisions. No joint venture, partnership, or employment relationship is created by these Legal Terms.

28. NO GUARANTEE OF RESULTS

Biz Bestie Club provides education, tools, resources, and community support only. We do not guarantee any specific business, financial, or income results from your membership or use of our content. Your results depend on your own effort, circumstances, and how you apply what you learn. Any examples shared are illustrative and are not a promise of your outcome.

29. LICENCE TO USE CONTENT

When you purchase or subscribe to any of our products, programs, or memberships, we grant you a personal, non-transferable, non-exclusive, revocable licence to access and use that content for your own personal use only. You may not copy, share, resell, distribute, or give any other person access to our content or materials.

The length of your licence depends on what you purchased:

- Membership content: your access lasts for as long as your membership remains active, and ends when your membership is cancelled or expires.

- One-off purchases and "lifetime access" products: your access continues for the lifetime of that product or program — meaning for as long as we continue to offer and maintain it — not your own lifetime.

We may revoke your licence at any time if you breach these Terms (for example, by sharing your login details or redistributing content). If we retire a product, we will give you reasonable notice.

30. MEMBERSHIP, BILLING AND CANCELLATION

Fees are billed on a recurring basis and renew automatically until cancelled. You may cancel anytime, effective at the end of your current billing period. Fees already paid are non-refundable except where required by law (including under the NZ Consumer Guarantees Act).

31. CONTACT US

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Team Mac Limited

PO Box 12

Nightcaps

Southland 9630

New Zealand

Phone: +64 21 544 391

Email: hello@anitamac.com